ABC's of BrightQuery
Accuracy
Derived from govt. filings, including IRS, Dept. of Labor, and over 100K federal, state, and local agencies
Breadth
360-degree view of the business, including firmographics, ownership, legal status, KYC checks, detailed financials, executives, contacts, branches / locations
Coverage
All companies & owners in the U.S. tracked (74 million companies, 97 million legal entities, 229 million contacts, 64 million emails, 60 million phones)
Underwriting Use Case
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Credit Evaluation
Detailed and multi-faceted analysis of creditworthiness; assess and mitigate credit/accounts receivable (AR) risk -
Underwriting
Enhance underwriting and more accurately predict default risk by using multiple credit and financial health scores -
SME Default Risk Mitigation
Better manage and mitigate default risk, especially for small and medium enterprises, with the BQ SMB probability of default model, which accurately predicts >80% of defaults
Challenges & Solutions
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Features
BQ Does it Better
Audited, Verified Firmographics
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Timely
data updated monthly -
Verified identity
From EIN and DOL records - Accurate industrySelf-reported in IRS and DOL filings
- Precise employmentSelf-reported in IRS and DOL filings
- IRS financialsFinancials based on IRS audit procedures
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All US Based Companies
No partial lists -
Benchmarking
BQ aggregates company level data vs. using surveys of sector, Industry or Geographic areas for superior company vs. peer group comparisons
BQ Differentiators
Audited, Verified Financials and Employment Trends
- Historical monthly headcount and payroll, 2010 – present
- Historical quarterly financials, including a complete income statement, 2010 – present
- Financial ratios, 2010 – present
- Growth rates of revenue, headcount, net income, 2010 – present.
- Total assets, 2010-present
- Available for both private and public companies
