ABC's of BrightQuery
Accuracy
Derived from govt. filings, including IRS, Dept. of Labor, and over 100K federal, state, and local agencies
Breadth
360-degree view of the business, including firmographics, ownership, legal status, KYC checks, detailed financials, executives, contacts, branches / locations
Coverage
All companies & owners in the U.S. tracked (74 million companies, 106 million legal entities, 300 million locations, 230 million contacts)
Global Coverage:
U.S. Coverage:
Key Verticals:
Banks & Credit Unions
BrightQuery gives loan officers and credit analysts deeper borrower visibility with private-company financials, customizable credit scores, and SBA-linked benchmarks—delivering stronger risk assessment and fraud detection capabilities.
Insurance & Risk Underwriting Firms
Underwriters gain richer risk insight through BrightQuery’s detailed financial statements, corporate family-tree verification, sector benchmarks and location level data, enabling more accurate exposure modeling and fraud prevention than traditional sources.
FinTechs & Alternative Lenders
Fintech risk teams can expand safe lending using BrightQuery’s global financials, director-to-business linkages, legal checks, location checks and custom financial benchmarks—providing stronger due-diligence signals.
The BrightQuery Advantage
Comprehensive Private Company Firmographics
BrightQuery provides global coverage of private companies with verified identities, industry classifications, legal attributes, and operational status.
It offers full visibility into business locations, registrations, and corporate hierarchies to support underwriting, due diligence, and risk review.
Detailed Private Company Financials & Performance-Based Credit Assessment
BrightQuery delivers rich private-company financials—including income statements, balance sheets, payroll trends, and historical performance—built for modern underwriting.
Custom credit scores, sector benchmarks, and employment signals help analysts and loan officers assess financial health with greater precision than generic bureau models.
Corporate Family Tree, UBO Mapping & Executive Linkages
BrightQuery maps ownership structures, subsidiaries, and UBO relationships to reveal organizational transparency and detect compliance or structural risk. Executive-to-entity linkages and real-time regulatory insights strengthen due diligence, fraud detection, and international creditworthiness assessment.
BQ Products:
- BQ Bulk Data Feed: Direct access to structured, government-sourced business data for automated risk assessments and compliance workflows.
- BQ Terminal: Deep-dive due diligence tool with detailed firmographic, financial, and executive data.
- BQ Prospector: Tool to build target lists based on credit score, financial profile, years in business, location, detailed industry categories, owner characteristics etc for sales and marketing.
